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Long-Term Care Insurance in Salt Lake City UT & Ogden UT

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Charles James Cayias Insurance, Inc., we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Charles James Cayias Insurance, Inc. can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Charles James Cayias Insurance, Inc. to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

 

Privacy Notice Statement

We are authorized to collect Personally Identifiable Information (PII) from you by Health Insurance Companies and the FFE (Federally Facilitated Exchange). Any PII we collect is used to help you complete and submit an application for health insurance.
If you choose to give us PII, we may share this information with Health Insurance Carriers or the FFE for the purpose of processing your application. PII is used or disclosed only under the following circumstances: to help you obtain health insurance through the FFE or directly through insurers.
The request to collect PII is voluntary. If you choose not to provide us with the PII requested, or not to respond to certain questions, it may not be possible to submit health insurance applications.