Disability Insurance in Salt Lake City, UT
Your Biggest Asset is You
Charles James Cayias Insurance, Inc. provides disability insurance to individuals in Salt Lake City, Ogden, Park City, Murray, Bountiful, Cottonwood Heights, and surrounding areas.
When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. At Charles James Cayias Insurance, Inc., we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.
With disability income Insurance from Charles James Cayias Insurance, Inc., you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.
Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.
Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Charles James Cayias Insurance, Inc. will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.
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We are authorized to collect Personally Identifiable Information (PII) from you by Health Insurance Companies and the FFE (Federally Facilitated Exchange). Any PII we collect is used to help you complete and submit an application for health insurance.
If you choose to give us PII, we may share this information with Health Insurance Carriers or the FFE for the purpose of processing your application. PII is used or disclosed only under the following circumstances: to help you obtain health insurance through the FFE or directly through insurers.
The request to collect PII is voluntary. If you choose not to provide us with the PII requested, or not to respond to certain questions, it may not be possible to submit health insurance applications.