Your health is important and getting the care you need shouldn’t be difficult or expensive. With an affordable Medicare Advantage plan, you can get financial assistance for your necessary health care needs.
At Charles James Cayias Insurance, Inc., we use our combined experience of over 100 years to connect you with a policy that suits your health care needs and your budget. We understand that every person’s situation is different and we will work to make sure you get the care and insurance you deserve.
How Much Does Medicare Advantage Cover?
Since Medicare Advantage is offered through private insurers, there are more options for coverage and limits than Original Medicare federal plans. Medicare Advantage plans may include:
Part A: Part A Medicare covers inpatient care such as hospital care, skilled nursing facilities, hospice, lab tests, surgery, home health care and more.
Part B: Part B Medicare covers certain outpatient expenses such as clinical research, ambulance services, medical equipment, mental health services, partial hospitalization and more.
Medicare Advantage plans can also cover things excluded by Original Medicare such as dental, vision, hearing and wellness plans.
How Do Medicare Advantage Plans Work?
Those who qualify for Medicare may purchase a Medicare Advantage plan during their initial open enrollment period. You may upgrade from Original Medicare to a Medicare Advantage plan. Unlike Original Medicare, however, Medicare Advantage is offered through private insurers rather than the government. This means you will pay separate premiums for your Medicare Advantage plan.
Medicare Advantage Eligibility
You must initially qualify for Original Medicare to qualify for Medicare Advantage. To purchase a Medicare Advantage plan, you must:
Already have or be eligible for Medicare Part A and Part B
Live within the covered area
Be 65 years of age or older
If you are not sure if you qualify for Medicare Advantage, speak with an insurance agent at Charles James Cayias Insurance, Inc. about a plan to protect your health.
Don’t wait to get insured. Your health is critical and a Medicare Advantage plan can help you get the care you need. Call Charles James Cayias Insurance, Inc. today at or fill out an online quote form to get started.
Common Medicare Advantage Questions
How Much Does a Medicare Advantage Plan Cost?
The cost of Medicare Advantage depends widely according to your age, health, location, coverage limits and the type of plan. Fill out an online quote form to find out how much you can save today.
How Often Can I Change Medicare Advantage Plans?
You can adjust your Medicare Advantage plan during your initial enrollment period. After this period, you will have to wait for open enrollment to cancel or change your policy.
What is Medigap Insurance?
Medigap insurance is an additional policy that covers gaps left by Original Medicare and Medicare Advantage plans. This insurance covers expenses such as coinsurance, copayments and deductibles.